The instructor shows five plastic coins and tells the kids that the coins are needed to begin the game. The goal is to save three of the five coins for the picture. While each kid takes a turn tossing the spongy ball into a cup, the instructor hands the student one spongy ball at a time and explains:
- For every spongy ball that lands in a “Spend one coin” cup, one of the five coins will be taken away.
- For every spongy ball that lands in a “Save one coin” cup, the kid will keep a coin.
- For every spongy ball that lands in a “Spend one coin wisely and earn two coins for making a good choice” cup, the kid will earn two coins for making a wise spending choice.
After the first two spongy balls are tossed, the instructor will explain that a wolf is coming to visit, and the cups will be moved around to make it easier or harder, depending on how the student did with the first two spongy balls.