Age: 8+

Talking about family finances with your child may feel daunting, but the good news is that every day brings new opportunities to teach your child about both the mechanics of money and the values that guide your choices. Your kids learn each time they see you buy groceries, open a bill, or pick up some takeout for dinner after a tiring day. Of course, kids are ready for different types of information at different times, and this guide has been designed for families with middle school–aged children.