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An asset is something valuable. Asset allocation means finding ways to make money work harder. Show kids that even though asset allocation sounds complicated, it’s really pretty simple. 

Exercise 1

All About Asset Allocation

 

An asset is something valuable. Asset allocation means finding ways to make money work harder. Show kids that even though asset allocation sounds complicated, it’s really pretty simple. Think about your financial goals, how long it will take to reach them, and select where you should put them, like in stocks, bonds, or a savings account. 

Exercise 2

Making Money Work  
 

Kids know that saving money is important. But, they might not know that where they choose to put it matters just as much. Asset allocation, where you put your money, is ia key step in creating a smart financial strategy that puts money to work. In this article, kids will learn about savings accounts, stocks, and bonds, and see how money inflation affects them. 

Exercise 3

Making Investment Decisions


Asset allocation is dividing money into different investments depending on your savings goal and timeline. Let kids try it for themselves with this fun activity featuring the Three Little Piggybanks.

Exercise 4

Asset Allocation? That’s a Mouthful! 


Sure, it’s a big word, but kids can learn quickly that asset allocation isn’t so tricky. And it’s one powerful skill! It’s an important step in investing money to help it work better in the long term. Asset allocation is how money is divided between stocks, bonds, and short term investments. Now, say it with us: “asset al-low-kay-shun”!

Exercise 5

Conversation Starter: Opening Up a College Savings Account 

 

A college education is important to a kid’s future. And so is saving up for it! With college being a long-term goal, use college savings as a way to teach kids about asset allocation. 

Exercise 6

Take the Asset Allocation Quiz

 

In this quick quiz, kids can test how well they really understand the concept of asset allocation. Try it and then review their responses and the ideas behind them when they’re finished.